Home Security & Homeowners Insurance

Home Security & Homeowners Insurance

April 7th, 2020

Homeowners insurance isn't a luxury, it's essential. A kind of property insurance that covers expenses for repairing your home, it can compensate you for damage to the structure of your dwelling, your shed or garage, and your possessions --- even if they're lost and gone forever. But how can home security lower your homeowner's insurance rates? Here's what you need to know.

Protect Your Home Against Burglary

Aside from helping you protect your home, family and belongings, a burglar alarm can also help you save on homeowner's insurance. According to the Insurance Information Institute, most home insurance providers offer at least a 5% discount for homes with them. Note that a burglar alarm may get you one discount while a professionally monitored home security system may get you another --- check with your insurer to find out the exact details. Some providers require an alarm certificate to prove that your system connects with local authorities.

Protect Your Home Against Fire

The Insurance Information Institute also states that a smoke detector can garner a homeowner's insurance discount and a sprinkler system can get you an even greater one. This depends on where you live, as many areas require smoke detectors anyway, but it's a good practice to find out whether your insurance offers savings when you have fire, carbon monoxide or temperature sensors installed as well.

Bundle & Save

AAA Home Insurance offers a significant discount on home insurance plans when the customer has burglary and fire detection. Discounts vary based on area, type of system components (intrusion detection, monitored smoke detection, and fire sprinklers), and individual plan coverage. Contact AAA Home Insurance today for more info and a free quote at (800) 922-8228.

Their hours are:

  • Monday - Friday, 4 am - 11 pm Pacific Standard Time

  • Saturday - Sunday, 4 am - 7 pm Pacific Standard Time

Get a Free Quote

Monitoring starts at just $19.99/month*. Fill out the form below or call us: (844) 669-2221

*Requires purchase of a new control panel. System sold separately. Installation fee applies. Discount applies to monthly alarm and smart home monitoring fees only. Valid AAA Membership required for discount. Please contact us for availability in your area. Certain terms and restrictions may apply, visit AAA.com/SmartTerms for details.

By providing us with a telephone number, you expressly consent to receiving emails, calls and/or texts made from AAA Smart Home and any of its parents, subsidiaries, to provide you with a quote and additional information regarding home security or smart home offers. Calls and texts may incur fees from your mobile services provider.

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Your submission was successful. We’ll be in touch shortly. If you need immediate assistance, please call (844) 669-2221

Get a Free Quote

Monitoring starts at just $19.99/month*. Fill out the form below or call us: (844) 669-2221

*Requires purchase of a new control panel. System sold separately. Installation fee applies. Discount applies to monthly alarm and smart home monitoring fees only. Valid AAA Membership required for discount. Please contact us for availability in your area. Certain terms and restrictions may apply, visit AAA.com/SmartTerms for details.

By providing us with a telephone number, you expressly consent to receiving emails, calls and/or texts made from AAA Smart Home and any of its parents, subsidiaries, to provide you with a quote and additional information regarding home security or smart home offers. Calls and texts may incur fees from your mobile services provider.

Thank you null!

Your submission was successful. We’ll be in touch shortly. If you need immediate assistance, please call (844) 669-2221